Invoices, approvals, accounting: done.
Incoming and outgoing invoices, payment runs, credit cards and coding in one platform. The AI handles the routine, your team approves.
- Data stays in the EU
- GDPR compliant
- BMD, DATEV & RZL
Trusted by companies and accounting firms
The finance system that never sleeps.
Invoices booked, receipts found, bank reconciled —
before you're at your desk.
Five processes. One system.
Accounts Payable, from inbox to release
Invoices arrive by mail, PDF or e-invoice. ibana reads the line items, routes each document to the right approver and keeps the whole thread on the invoice itself.
Automatic coding
Every document coded against your chart of accounts and cost centres, then exported to BMD, DATEV or RZL.
Accounts Receivable
Open items tracked daily. Dunning letters go out on schedule, debt collection only on your release.
Credit card statements
Card transactions matched to receipts, with the missing ones chased until the statement closes clean.
Payment runs
Due dates and liquidity in one run, released by four eyes and exported as SEPA XML or ISO 20022.
You approve, ibana does the rest.
Agents chase the approvals, code the documents and run the checks. Your team spends its day on the decisions that actually need a person.
Invoice approvals
Policy checks
Accounting
Monitoring
Custom agents
Ask your finances. Get answers with sources.
Know how the month went, without waiting for the books.
Money in and money out across every entity, with transfers between your own accounts left out.
Every answer names the documents it was built from, so you can open them and check.
Find out why a document is standing still.
Why has the Meridian Bau invoice not been approved yet?
It is € 480 above PO 4471 and sits with M. Hofer, who has been out since 25 August.
See what is committed before it comes due.
What are we committed to paying in the next 14 days?
€ 412,880 falls due before 10 September. € 61,400 of that is still waiting on an approval.
Notice price changes without building a report.
Which suppliers have raised their prices this quarter?
Eleven suppliers invoice above their Q1 prices. Three account for most of it.
It's the details that make a system good.
- Invoice processing
- Invoice approval
- Mandatory invoice details (§ 11 UStG)
- VAT ID check
- Reverse charge
- E-invoicing
- ZUGFeRD
- XRechnung
- Peppol
- BMD export
- DATEV export
- RZL export
- SEPA XML
- ISO 20022
- Chart of accounts
- Cost centres
- Accounts payable
- Bank reconciliation
- Accounts receivable
- Open items
- Dunning
- Payment matching
- Purchase order matching
- Missing receipts
- Four-eyes principle
- Payment runs
- Early-payment discounts
- Dunning levels
- Debt collection
- Credit card statements
- Duplicate detection
- Multiple entities
- Audit trail
- Roles & approvals
- MFA & SSO
- EU hosting
Works with BMD, DATEV, RZL, your bank and your AI.
3,000+ banks across Europe“What won me over from the start was ibana's modern approach and how intuitive it is to use. You can tell finance software is being rethought from the ground up.”
Your financial data stays yours.
ibana runs on EU infrastructure, is pen-tested independently, and gives every person and agent only the access they need.
GDPR compliant, with a data processing agreement, deletion concept and documented subprocessors.
“AI in accounting is only worth something if every step stays traceable. ibana automates the routine work and keeps a complete record of who checked and approved what, and when. That's why we don't just use ibana – we're developing the platform together.”
ibana runs the finance work at companies across Austria, Germany and Switzerland.
Questions we hear often.
30 minutes. Your invoices. Handled live.
We'll show you ibana with your own data — from the invoice to the export to BMD, DATEV or RZL.
- No commitment
- No system change
- Servers in the EU